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backcountry

Well Known Member
I hear that insurance companies will no longer cover aircraft that’s flown by a pilot using the Sport Pilot rules but must have a medical.
 
Hmmm, and where actually are you hearing this? SO what is going to happen when/if MOSAIC is law? In basic terms, a medical won't be require to fly most GA aircraft. Yes, this is a very simple synopsis, but if they are refusing to insure under LS, what happen when only those that truly need a medical (commercial and cross border) will have one.

Only saying this after attending a meeting on medicals last night.
 
Not true at all in my experience. Insurance industry has not had a bad time with basic med pilots or sport pilots on DLs, and none that I am aware of are declining to underwrite. (Bona fides: former aviation attorney that still follows the trade.) Is i possible that a claims history or particular medical or operational needs (e.g. short, turf, private airstrip??) are a factor? Did you try a different broker?
 
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This came from my neighbor that was refused to be renewed and tried different companies.
They will take basic med but not just light sports.
 
MacCool said:
Call or email your agent/broker. Opinions you get from the internet would very likely have nothing to do with your particular situation.
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That's exactly what Past President Lincoln said! Well, not exactly. But close enough!
 
mikerkba said:
Is i possible that (e.g. short, turf, private airstrip??) are a factor? Did you try a different broker?
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I had this experience, private strip on my property. Even with the quote being for a 'bush' type aircraft, they wouldn't give me insurance to base it at home. I have to base it in town to get coverage. I think their minimum was 1800 or 2,000 foot needed for them to cover me. At the time I was 1,600' but have since lengthened it to 1800+
 
backcountry said:
This came from my neighbor that was refused to be renewed and tried different companies.
They will take basic med but not just light sports.
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“refused”? For what exactly was he refused? For example, If he was denied renewal of a Third Class Medical I’m afraid he’s screwed if I recall the current regs correctly he’s not legal to exercise Sport Pilot privileges. Hoping that MOSAIC will resolve that. Like many Private Pilots I let my medical lapse rather than risk getting denied for my 3rd Class renewal and not be able to fly my ELSA. I could be wrong and will go research now.
 
DaveWelch said:
“refused”? For what exactly was he refused? For example, If he was denied renewal of a Third Class Medical I’m afraid he’s screwed if I recall the current regs correctly he’s not legal to exercise Sport Pilot privileges. Hoping that MOSAIC will resolve that. Like many Private Pilots I let my medical lapse rather than risk getting denied for my 3rd Class renewal and not be able to fly my ELSA. I could be wrong and will go research now.
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I think he's saying that he was refused insurance renewal.
 
I have never had my underwriter even ask what my medical situation is. I imagine they can look it up on the FAA pilot database but I doubt they care.
 
Underwriters don't necessarily have updated databases either. When I tried to insure my STOL 180hp Cardinal, my broker couldn't find anyone to insure it on my 2500' long runway. They said it was too short for my plane. I told them I can take off and land in less than 1000' all day long. So after a little more questioning we found out that my runway ID: TA37 was registered to a heliport in the DFW area over 20 years ago and they thought I wanted to base my plane on that heliport :mad: even though I've had that FAA ID since 2016.
 
Oh, and I've been flying with BasicMed since I retired from flying for a living and that has never been an issue for me, up to now. There might be more to your friend's story that's not being shared right now.
 
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